a snippet of where we're at on our (was)home. last week, an offer was turned in! (yay for that right!?) (two offers in one day in fact!) it can take a very long time to get a response from the lenders since we're doing a short sale. we were told it took 3 1/2 weeks just for bank of america (NOT our lender, just an example!) to simply acknowledge the arrival of a fax/offer. one offer our agent spoke of has been submitted for eleven weeks and there has been no approval or disapproval yet. SO...there is no telling how long our situation will take. hopefully, since we have (until all this goes through) very good credit, the process should move a bit quicker than the rest. the house is still to be in proper showing condition for further potential buyers. the turned in offfer is less than listed price, so if we get an offer for full price, of course we'll turn that one in. being a short sale, this whole game includes a ridiculous amount of financial nit picking. absolutely amazing. it has been quite a learning experience on so many levels. from our finances, to home owning, from higher powers to family dynamics and friendships.
speaking of friends, with the barefoot sage going out of commission for a while. this should not jeopardize our sale on the house. one of the very important factors is that brian & i are employed. should anything come up, i can have my owners of barefoot submit a written letter saying i am still "employed". even if i am not planning on returning to work there. (sniff sniff, i really love that place!) (we are looking into unemployment for the time the business is down.
as of today, we're looking at the second week in november to make our final move.
citi mortgage (our lenders for the first mortgage) claims it is taking them 30-45 working days to accept or decline offers for short sales. this puts us in december. so hopefully the new owner can spend christmas in his new home? our agent says it would be a miracle if we could close by the nov 30th deadline (for the 8K$ tax credit for the buyer)~but she is being proactive & praying for the best! there are so many little (and not so little) factors involved, but we're hoping that because of our good credit, & not missing any payments, we can have a sooner than later closing date. our agent also told us of another clients time span was a 14 or 17 (i don't remember which!) month process.
on a brighter note, brian is very happy with his new workplace. he's living with his mom & dad for now. charlie & i will soon be joining him. thank goodness for video calls! we can chat with daddy about daily on skype!
charlie's food obsession today is (besides the consitant oatmeal) mini bagels with cream cheese dipped in yogurt! yummy yet messy!!
better run..will keep you posted on our events!
ps, i went to the doctor for a prenatal check up(haven't been in a while) & she determined my belly is two centimeters bigger than i should be. odd! right?! i just told her we're not expecting a petite child! ;)
speaking of friends, with the barefoot sage going out of commission for a while. this should not jeopardize our sale on the house. one of the very important factors is that brian & i are employed. should anything come up, i can have my owners of barefoot submit a written letter saying i am still "employed". even if i am not planning on returning to work there. (sniff sniff, i really love that place!) (we are looking into unemployment for the time the business is down.
as of today, we're looking at the second week in november to make our final move.
citi mortgage (our lenders for the first mortgage) claims it is taking them 30-45 working days to accept or decline offers for short sales. this puts us in december. so hopefully the new owner can spend christmas in his new home? our agent says it would be a miracle if we could close by the nov 30th deadline (for the 8K$ tax credit for the buyer)~but she is being proactive & praying for the best! there are so many little (and not so little) factors involved, but we're hoping that because of our good credit, & not missing any payments, we can have a sooner than later closing date. our agent also told us of another clients time span was a 14 or 17 (i don't remember which!) month process.
on a brighter note, brian is very happy with his new workplace. he's living with his mom & dad for now. charlie & i will soon be joining him. thank goodness for video calls! we can chat with daddy about daily on skype!
charlie's food obsession today is (besides the consitant oatmeal) mini bagels with cream cheese dipped in yogurt! yummy yet messy!!
better run..will keep you posted on our events!ps, i went to the doctor for a prenatal check up(haven't been in a while) & she determined my belly is two centimeters bigger than i should be. odd! right?! i just told her we're not expecting a petite child! ;)
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